Online Loan Application

Our online loan application takes around 10 minutes to complete. Once submitted, we will process the application and contact you within 2 business hours.

You must be 18+ years old and a permanent New Zealand resident or citizen to apply.

We can approve loans using a motor vehicle or home/land as security.

Use a Car or Home/Land as Security

We can approve loans using a motor vehicle or home/land as security. The security can belong to you or a guarantor.

Cars & Motor vehicles: must have no money owing, be 1996-97 or newer and be roadworthy. If the vehicle is older than 1996-97, we can consider using it if it's a classic or commercial vehicle.

House or Land: The amount we lend is determined by what the house is worth and how much is owed to the bank on the mortgage.

Apply as Borrower using Car or House Security


Click here to Apply as Guarantor for someone elses Loan

Other Security or No Security

If you don't have a home/land or motor vehicle and you don't have a guarantor with security, we may still be able to help if you have other assets.

We frequently use assets such as diggers and heavy machinery, and life insurance policies with a cash surrender value.

Unfortunately we can't use ordinary household furniture, electronics, whiteware, etc as security. To find out if we can use your asset as security, click the link below for more information.

Find out about Other Types of Security


Click here if you have No Assets to use as Security